CONSOLIDATED STATEMENT*
FOR ONE HUNDRED THIRTY-FOUR STATE BANKS AND TWO TRUST COMPANIES
LOCATED IN THE SIXTH AND ELEVENTH FEDERAL RESERVE DISTRICTS IN LOUISIANA

AS OF DECEMBER 31, 1999

ASSETS

Cash and balances due from depository           institutions.............................$     872,507
Securities...............................    4,617,072
Federal funds sold.......................      525,161
Securities purchased under agreements   
to resell................................
Net loans................................    8,520,067
Assets held in trading accounts..........
Premises and fixed assets................      336,825
Other real estate owned..................       18,361
Investments in unconsolidated
subsidiaries/associated companies........        2,949
Customers' liability to this bank on
acceptances outstanding..................          
Intangible assets........................      117,075
Other assets.............................      265,988
TOTAL ASSETS.............................$  15,276,009

LIABILITIES

Deposits.................................$  12,813,343
Federal funds purchased..................      282,668
Securities sold under ageements to
repurchase Demand notes issued to the U.S.
Treasury and trading liabilities.........        5,744
Other borrowed money.....................      452,528
Mortgage indebtedness and
obligations undercapitalized leases......            0
Bank's liability on acceptances
executed and outstanding.................            0
Subordinated notes and debentures........            0
Other liabilities........................      109,927
TOTAL LIABILITIES........................$  13,664,210

Limited life preferred stock and
related surplus..........................            0

EQUITY CAPITAL

Perpetual preferred stock and
related surplus .........................$      22,738
Common stock.............................      113,003
Surplus (exclude all surplus related to preferred stock)...................................      754,438
Undivided profits and capital reserves...      776,591
Net unrealized holding gains/(losses) on
available-for-sale securities............      -54,971
TOTAL EQUITY CAPITAL.....................$   1,611,799

TOTAL LIABILITIES, LIMITED LIFE PREFERRED STOCK, 
AND EQUITY CAPITAL.......................$  15,276,009

*Numbers are rounded to nearest thousands